Jadly Privacy Policy

Last Updated: November 2, 2026

Jadly is a household finance management application developed and operated by Roni Al Rassy, doing business as R5Studios ("R5Studios", "we", or "us"). Jadly helps individuals and households record, organize, understand, and manage their financial activities, including expenses, income, budgets, savings, shared expenses, allocations, and settlements.

We understand that financial information is highly personal. We are committed to handling your information responsibly, explaining how it is used, and providing appropriate ways to access and manage your data.

This Privacy Policy applies to the Jadly mobile application, its associated backend services, and related websites or services operated as part of Jadly.

By using Jadly, you acknowledge that your information will be processed as described in this policy.

1. Information We Collect

We collect information that is necessary to provide Jadly's features and operate the service.

1.1 Account and Authentication Information

When you create a Jadly account, we collect:

  • Your email address.
  • Authentication and account-related identifiers.
  • Account status and relevant authentication records.

Jadly uses passwordless email authentication. A six-digit, one-time verification code is sent to your email address through Resend. Jadly does not require you to create or maintain a conventional account password.

1.2 Financial Information

Depending on the features you use, Jadly may collect and store:

  • Expenses and income records.
  • Transaction amounts, dates, and currencies.
  • Merchant or transaction descriptions.
  • Categories and subcategories.
  • Payment information, including who paid an expense.
  • Expense allocations and individual shares.
  • Settlements and reimbursement records.
  • Budgets and budget allocations.
  • Household savings goals.
  • Notes and other information you voluntarily enter.
  • Receipt information and fields extracted from receipts.

This information is used to maintain your financial records, calculate balances, support household financial management, and provide the features you request.

1.3 Receipt Images and Extracted Information

If you use receipt scanning, you may upload photographs or images of receipts. These images may contain information such as merchant names and locations, transaction dates and times, purchased items and quantities, prices, taxes, discounts, and totals. Jadly processes receipt images to extract relevant transaction information and help you create expense records. Receipt images and extracted information may also be processed by our AI service provider when you use AI-powered receipt or expense features.

1.4 Household and Shared Information

Jadly allows users to create or join households and share financial records with household members. Household information may include:

  • Household name and membership details.
  • Member names, email addresses, and account identifiers.
  • Household roles, such as administrator or member.
  • Invitations and invitation codes.
  • Expenses, income, budgets, savings goals, allocations, and settlements associated with the household.
  • Payer, participant, and allocation information.

Important: Household visibility
Financial records associated with a household are shared with its household members. Household members may therefore see household financial information, including records created by other members. Household administrators can manage invitations and membership, including inviting or removing members. If you enter information about another person as an expense participant or guest, that information may be stored as part of the relevant financial record. A guest who is not a household member does not automatically receive access to your Jadly account or household records. You should only enter information about other people that is relevant to the transaction or feature you are using.

1.5 AI Interaction Information

When you use AskJad or other AI-powered features, we may process your prompts and messages, receipt images submitted for AI processing, expense and transaction details relevant to your request, previously entered receipt items or transaction context, and relevant member, owner, or participant information needed to interpret your request.

1.6 Technical and Usage Information

Our application and backend services process technical information necessary to authenticate users, operate the service, maintain sessions, process requests, and troubleshoot errors. This includes temporary server logs which are retained briefly for operational routing and debugging before being securely discarded.

2. How We Use Your Information

We use collected information to:

  • Create and maintain your Jadly account.
  • Authenticate you using email verification codes.
  • Record and organize expenses and income.
  • Calculate allocations, individual shares, balances, and settlements.
  • Manage household membership and shared financial records.
  • Create and monitor budgets and savings goals.
  • Scan receipts and extract transaction information.
  • Provide AI-powered expense analysis and bill-splitting assistance.
  • Synchronize financial information across your account and household.
  • Process invitations and membership changes.
  • Maintain the security, reliability, and performance of Jadly.
  • Investigate errors, prevent abuse, and respond to support requests.
  • Send essential service communications and account-related notifications.

We do not use your financial information to provide advertising services.

3. AI Processing and Google Gemini

Jadly uses Google Gemini 2.5 Flash to support AskJad and other AI-powered features.

When you request an AI feature, relevant information is sent to Google's Gemini API for processing. Depending on your request, this may include your question or instructions, resized receipt image data, transaction details, and relevant user or participant context required to interpret the request.

AI processing is performed strictly to fulfill the feature you requested. Under Google's enterprise API terms, data sent to Google via the Gemini API is not used to train Google's foundational AI models.

For more information, please review Google's applicable terms:
Google Privacy Policy
Google AI for Developers Terms

AI Accuracy and Financial Disclaimer
AI-generated results may contain errors, omissions, or inaccurate interpretations. Receipt extraction, category suggestions, calculations, and financial explanations should be reviewed before you rely on them. Jadly is a financial organization and assistance tool. Its AI-generated responses do not constitute professional financial, tax, accounting, or legal advice. You remain responsible for reviewing and confirming financial records and decisions.

4. Authentication and Email Communications

Jadly uses passwordless email authentication through Supabase Auth. To sign in, you provide your email address and receive a six-digit, one-time verification code. Authentication emails are delivered through Resend using custom SMTP configuration. Your email address is used for authentication and relevant service communications, including account-related notifications. Jadly does not require or store a conventional account password.

5. Data Storage and Service Providers

Jadly relies on third-party infrastructure providers to operate its services. The documented service providers and their roles include:

  • Supabase: PostgreSQL database, authentication, and related backend services.
  • Render: Cloud infrastructure hosting our FastAPI backend and web services.
  • Resend: Delivery of authentication emails and other configured email communications.
  • Google: Gemini API AI-powered receipt processing, expense interpretation, and AskJad functionality.

These providers process information strictly as necessary to provide their respective services. We do not sell your personal or financial information.

6. Household Sharing and Access

Jadly is designed to support shared financial management. When you join a household, your access to household financial records is determined by your household membership. Household administrators and members can access the household's financial records, and administrators can invite and remove household members using time-limited invitation codes. Removing a member from a household changes their membership and access, but does not necessarily delete historical financial records created during their tenure. You should not place information in a shared household record if you do not want other household members to see it.

7. Data Retention

We retain information for as long as necessary to provide Jadly, maintain your account, support household financial records, and meet applicable operational or legal requirements.

Data is retained until you or a household administrator explicitly deletes the account or household. Upon receiving an account deletion request, your personal data and associated household records you solely own will be removed from active databases within 30 days. Limited backup copies may persist for up to 90 days for operational and security continuity before being permanently erased.

8. Data Security

We use technical and organizational measures intended to protect information processed through Jadly. The application architecture includes secure communication between application and backend services using encrypted connections (TLS), Supabase authentication for account access, and database access controls leveraging Row Level Security (RLS) policies. While no method of electronic storage or transmission is completely secure, we utilize industry-standard safeguards to protect your information. You are responsible for keeping access to your email account secure and for protecting your device.

9. Your Privacy Rights

Depending on your location and applicable law, you may have rights concerning your personal information, including the right to request access to personal information we hold about you, request correction of inaccurate information, request an export of your personal information, or request deletion of your account.

To exercise these rights, contact: [email protected]. We may need to verify your identity before processing a request.

European Economic Area and United Kingdom
If you are located in the European Economic Area or the United Kingdom, you may have additional rights under applicable data protection legislation, including the GDPR or UK GDPR, and the right to lodge a complaint with your relevant data protection supervisory authority.

10. Children's Privacy

Jadly is a household finance application and is not intended to be used independently by children under 13. We do not knowingly provide accounts to children below the minimum age required by applicable law. If you believe a child has independently provided personal information to Jadly in violation of this policy, please contact us so that we can investigate and take appropriate action.

11. International Data Transfers

Jadly uses third-party service providers whose infrastructure processes and stores information in secure cloud regions, primarily located in the United States and the European Union. By using Jadly, you consent to the transfer, storage, and processing of your information across these international jurisdictions in accordance with this Privacy Policy and applicable transfer mechanisms.

12. Cookies and Similar Technologies

Jadly's mobile application and associated websites may use cookies or similar technologies where necessary for functionality, authentication, security, or user preferences.

13. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of Lebanon. Nothing in this policy is intended to limit privacy rights that cannot legally be excluded under applicable local law in your jurisdiction.

14. Changes to This Privacy Policy

We may update this Privacy Policy as Jadly develops, introduces new features, changes service providers, or modifies its data-processing practices. For material changes, we will provide notice through the application or email. The updated policy will display a revised "Last Updated" date.

15. Contact Us

For privacy questions, requests, or concerns, please contact:
Jadly — Roni Al Rassy (d/b/a R5Studios)
Email: [email protected]
Website: https://r5studios.com